Few couples spend their working years planning for life as ex-pats. However, the Federal Reserve has made it impossible to build a retirement cushion on next to zero interest rates. The stock market isn't real friendly with the amateur that doesn't have the funds to speculate.
The ex-pat life in Mexico begins to look very appealing to those struggling in today's financial environment. Many report that rather than digging a deeper hole for themselves, they are able to save a little.
The stress level is reduced to near zero. Possibly, the surf lulling you to sleep at night is appealing, recreation and entertainment at your fingertips- could be an additional plus. These are some of the reasons retirees are running for the Mexico door.
In Mexico, one only needs to observe the locals on Sundays to realize what we are missing. Yes, they don't have the comforts to which we have become accustomed. They don't have fancy cars or televisions. None of that is real important to them- they have food on their table, roof over their head, no homeless, and a happy family.
We are much more fortunate we can still have many of the luxuries of life- at a greatly reduced price.
The opportunity to live a life of much less emotional and financial stress- awaits you in Baja.