A retired person with insufficient funds has to face life's challenges, while at the same time our Federal Reserve is closing all the doors on establishing a reserve to capitalize our future- what to do?
Start thinking outside of the box. We are often captured in our sphere of influence. We understand that sphere and are comfortable there. Sometimes we need to break the restraints and move outside of our comfort zone.
I read an article recently where a gentleman was describing his new life. A life of traveling, exploring, seeing the world as it truly is. He began to evaluate his life's treasures and realize they were just bric-a-brac with no importance to his families’ future. He realized that the stuff he felt was important and had defined his existence, was so superficial. He further discovered that in his new world he met like-minded people who had a sense of community (not unlike our existence in the US 50 years ago).
Of course, I am speaking of the simple life that exists in the Baja. I challenge you to explore it, investigate it, not as a tourist, but as a person looking for a home. I think you'll find solace there. I think you'll find love there. And, I think you will find an opportunity to live out your life in a comfort zone you never thought existed- a comfort zone you can afford.
Come explore it all with me. The ride is not totally smooth- nor are our experiences on this ride. However, the road ends in a very acceptable fashion. You will find the opportunity to live comfortably on a restricted budget and possibly invest for the future of your family.